600+ Credit Score To Personal & Business Loan Approvals In Minutes

Small Business Funding up to $1m | Personal Funding up to $300K

10m+ Amount Funded to individuals and Small Businesses

Approval Takes 15 Minutes

Quick Decisions

Fast-track your personal & small business growth with loan approvals in minutes. We’re here to support your business’s journey.

Instant Access

Once approved, access your funds promptly. With The Truth, your business’s next big step is just a click away.

Adaptable Terms:

Our term business loans offer flexible repayment options, ensuring you can focus on what matters most: running your business.

Security First

The Truth employs top-tier encryption and cybersecurity measures to ensure that your personal data remains confidential.

Step 1

Select the optimal business loan tailored for your needs with The Truth. We've streamlined our application, allowing you to concentrate on your business while we handle the heavy lifting.

Step 2

Fast Online or over the phone Application – Get approved for The Truth’s best small business loans by applying online. Experience a seamless process and get a decision in minutes.

Step 3

Immediate Funding – Once approved, receive the funds you need without delay. The Truth’s accelerated process ensures your business can get the funds it needs promptly.

Step 4

Revolving Credit – Our term business loans mold to fit your business landscape, ensuring consistent financial backing at every juncture.

Step 5

Adaptive Financing – As your business grows and transforms, so do The Truth’s small business loan options. Select from countless secured and unsecured business loan solutions.

Step 1

Select the optimal business loan tailored for your needs with The Truth. We've streamlined our application, allowing you to concentrate on your business while we handle the heavy lifting.

Step 3

Immediate Funding – Once approved, receive the funds you need without delay. The Truth’s accelerated process ensures your business can get the funds it needs promptly.

Step 5

Adaptive Financing – As your business grows and transforms, so do The Truth’s small business loan options. Select from countless secured and unsecured business loan solutions.

Step 2

Fast Online or over the phone Application – Get approved for The Truth’s best small business loans by applying online. Experience a seamless process and get a decision in minutes.

Step 4

Revolving Credit – Our term business loans mold to fit your business landscape, ensuring consistent financial backing at every juncture.

Benefits

Hassle-Free Application

Apply for a small business loan with minimal hassle. Our process is designed for your convenience.

Flexible Terms

The Truth’s term business loans offer the flexibility your business needs to thrive.

Best Rates

Experience industry-leading experience and rates with The Truth’s small business loans.

Transparent Process:

We believe in a straightforward approach. From application to approval, we’ll keep you informed at every step.

Personal Funding Requirements:

Approval Takes 15 Minutes

Small Business Loan Requirements:

Approval Takes 15 Minutes

What You Need to Apply:

Approval Takes 15 Minutes

Hassle-Free Application

Apply for a small business loan with minimal hassle. Our process is designed for your convenience.

Flexible Terms

The Truth’s term business loans offer the flexibility your business needs to thrive.

Benefits

Best Rates

Experience industry-leading experience and rates with The Truth’s small business loans.

Transparent Process:

We believe in a straightforward approach. From application to approval, we’ll keep you informed at every step.

Frequently Asked Questions

how can i get a small business loan with the truth?

To qualify for a small business loan, applicants typically need at least a 600 credit score, an operational business for 12+ months, no bankruptcies in the past 3 years, and $20,000 in monthly revenue. Additionally, your business should be in good standing with your Secretary of State and be incorporated in the United States. To better tailor our financial solutions to your unique needs, we may occasionally request additional financial documents.

is it hard to get approved for a small business loan?

Approval is straightforward with The Truth Funding. As long as you meet our basic requirements and provide necessary documentation, we strive to make the process as smooth as possible.

how long does it take to get approved for a small business loan?

Approval can take as little as 15 minutes. Same-day approval and funding are available for applications approved by 5:00 p.m. Eastern Time on bank business days.

what is the minimum credit score to get a business loan?

The minimum credit score required to qualify for a business loan with The Truth is 600.

are the truth’s small business loans secured or unsecured?

We offer both secured and unsecured small business loan options to fit your needs.

how do unsecured business loans work?

Unsecured business loans do not require collateral. They are based on your creditworthiness and the financial health of your business.

how long does it take to process an unsecured loan?

Unsecured loans can be processed quickly, often within the same day, depending on the completeness of your application.

what can i use a small business loan for?

Small business loans from The Truth can be used for various purposes, including expansion, inventory purchase, working capital, marketing, and other business needs.

why do i need to connect my business checking account with plaid™?

Connecting your business checking account with Plaid™ allows us to securely verify your business’s financial information, speeding up the approval process.

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